MARCH 5, 2021

MIAMI, TORONTO - MARCH 5, 2021 – XTM, Inc. (“XTM” or the “Company”) (QB: XTMIF) (CSE:PAID), (FSE:7XT), a Miami and Toronto-based Fintech company in the neo-banking space, providing mobile banking and payment solutions around the world, is pleased to announce that its common shares are now trading on the OTCQB Venture Market (the "OTCQB Venture"), a US trading platform that is operated by the OTC Markets Group in New York.

The Company will trade on the OTCQB Venture under symbol "XTMIF" 

http://www.otcmarkets.com/stock/XTMIF/quote; the Company's common shares will continue to trade on the CSE under the symbol "PAID".  Investors can find Real-Time quotes and market information for the company on www.otcmarkets.com.

“This QB US listing supports broader investor interest as our business  rapidly expands into the US market,” commented Marilyn Schaffer, CEO.

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About XTM Inc.

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XTM, www.xtminc.com is a Miami and Toronto-based fintech innovator in the neo-banking space helping business and workers alike expedite earnings payout and eliminate banking fees. We are a global card issuer and real-time payment specialist providing our technology to businesses to automate and expedite worker payouts that can also eliminate cash. XTM integrates businesses to a payment ecosystem that is coupled with a free mobile app and a Visa or Mastercard debit card with free banking features. XTM drives enterprise value and creates a positive user experience.

For further information please visit xtminc.com or contact:

Marilyn Schaffer

+1 416-400-5629

Email: info@xtminc.com

Investor Relations (United States)

Trevor Brucato, Managing Director

RBMG - RB Milestone Group LLC

xtm@rbmilestone.com

www.rbmilestone.com

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This news release contains “forward-looking information” and “forward-looking statements” within the meaning of applicable securities laws (the “forward-looking statements”), within the meaning of applicable Canadian securities legislation, including expected performance of XTM, the expectation that businesses with which XTM does business or have committed to do business will in the expected timeline, the continuing trend toward electronic payment methods, that the integrations will attract new business owners to use the Today program, and the general conditions and revenues of XTM.  Forward-looking statements are statements that are not historical facts and are generally, although not always, identified by words such as "expect", "plan", "anticipate", "project", "target", "potential", "schedule", "forecast", "budget", "estimate", "intend" or "believe" and similar expressions or their negative connotations, or that events or conditions "will", "would", "may", "could", "should" or "might" occur. While XTM can make best efforts to estimate when businesses will re-open or back to pre-Covid 19 business  levels there are no guarantees this will happen in the time the Company expects or if at all.  All such forward-looking statements are based on the opinions and estimates of management as of the date such statements are made. These forward-looking statements are made as of the date of this news release. Readers are cautioned not to place undue reliance on forward-looking statements, as there can be no assurance that the future circumstances, outcomes or results anticipated in or implied by such forward-looking statements will occur or that plans, intentions or expectations upon which the forward-looking statements are based will occur.

The CSE has not approved nor disapproved the contents of this press release, and the CSE does not accept responsibility for the adequacy or accuracy of this release.

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