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WATCH NOW - FEBRUARY 8, 2021

PRESS RELEASE - MARCH 1 2021
XTM Closes Strategic Investment with Miami's Groot Hospitality & Harlo Entertainment Groups
Pleased to announce that it closed the previously announced non-brokered placement offering (the “Offering”) with strategic investors.
David Grutman, CEO of Groot Hospitality is...

WATCH NOW - FEBRUARY 8, 2021
XTM Inc. Investor Update. Financial
solutions for a cashless future!
Marilyn Schaeffer, CEO of XTM (CSE: PAID | FSE: 7XT), discusses the company’s focus on cashless payment solutions for companies and their employees, an upcoming credit product, and eventual expansion into the U.S.

FEATURED JOURNAL
XTM to Offer
Micro-Credit &
Credit-Score Build/Repair
to its Today
Card Holders
Has been adopted & rolled
out to thousands staff...
PRESS RELEASE - FEBRUARY 2, 2021
XTM Goes Live with the Integration of the Today™ Program to the DELIVER Plus point of sale system
From POS To Drivers, Gratuities and Fees Delivered Daily. DELIVER Plus is currently installed in pizza and other QSR restaurants in the USA and Canada.
PRESS RELEASE - DECEMBER 3, 2020
XTM to Offer Micro-Credit and Credit-Score Build/Repair to its Today™ Cardholders
Announce its plan to offer micro-credit to its Today™ Cardholder community.

PRESS RELEASE - NOVEMBER 20, 2020
XTM Launches Vert Visa Credit Card to Provide the Newly-Banked and Underbanked Access to Unsecured Credit
The launch of Vert credit program...
WEBINAR - OCTOBER 29, 2020
XTM Inc.'s Corporate Overview and Future Milestone Webinar Recording
Missed the webinar? We have a recording of our webinar here. Click the link below for our recording to hear about XTM Inc.'s corporate update and more!
PRESS RELEASE - SEPTEMBER 10, 2020
XTM Signs LOI to Launch Payment Network to Eliminate Cash
Announced it has signed a Letter of Intent (“LOI”) with one of the largest online cannabis retailers in the U.S. to launch a proprietary cashless...

PRESS RELEASE - AUGUST 6, 2020
Payments Canada invites XTM to speak on The PayPod
Listen to our CEO Marilyn Schaffer share the floor with Wendy MacKinnon, CEO & Founder of Digital Retail Apps, to discuss how retailers and paytech players are adapting...

CBC NEWS - JUNE 29, 2020
Businesses moving towards Cashless Transactions during the COVID-19 Pandemic
Check out CBC's article on how Leopold's Tavern is eliminating as many touch points as possible.
BNN BLOOMBERG - JUNE 3, 2020
Cash was King: The Impeachment of Cash
XTM’s Tipstoday eliminates cash, using Mastercard/phone app combinations to pay servers, drivers, hotel workers, and hairdressers their tips, mileage...
PRESS RELEASE - MAY 28, 2020
XTM Accelerates U.S. Launch to Today Mastercard
Due to overwhelming demand for XTM’s cashless earnings and gratuity platform coupled with the Today Mastercard for workers, the Company has been working...
PRESS RELEASE - MAY 13, 2020
XTM Announces Record Growth & Stock Option Grants
The company achieved a record number of onboardings, cards issued, activations and loads in the month of April...

PRESS RELEASE - APRIL 8, 2020
XTM Sees Significant Demans for Cashless Disbursements
XTM has been experiencing a dramatic increase in demand for its Today Instant gratuity & wage disbursement solution.

ANNOUNCEMENT- MARCH 10, 2020
It's Official! XTM Inc. is Now Trading on the CSE:PAID
Going public was the next natural step in the company's maturity and growth."
-CEO Marilyn Schaffer
Click below for more details!
PRESS RELEASE - February 14, 2020
XTM Receives Receipt for Prospectus & Conditional Approval to List Shares on CSE
XTM Inc. a global fintech company providing mobile banking

PRESS RELEASE - FEBRUARY 12, 2021
XTM to allow Cryptocurrency trading in Today™ Wallet
Pleased to announce its plans of expansion of crypto trading within the Today Mobile wallet allowing holders to purchase and transact in cryptocurrency. XTM is expanding its technology to allow Today Mobile wallet holders to purchase, transfer and redeem cryptocurrency...
PRESS RELEASE - FEBRUARY 5, 2021
XTM to go live on BlackFox restaurant management tracking app with Today™ program
XTM to deliver BlackFox Restaurant Staff with Daily Gratuities and Fees. Payment solution as a continuation of the Black Fox restaurant management tracking app.

WEBINAR - JANUARY 12, 2021
XTM Hosted Live Corporate Update Webinar on January 12 @ 11:00 AM ET
Provide insight into recent announcements and update on XTM's current operations, growth strategy, upcoming milestones...
PRESS RELEASE - DECEMBER 15, 2020
Liquid Avatar Partners with Fintech Innovator XTM to enable Hospitality, Personal Care, and other Industry Sectors...
XTM joins industry leads in tech...

PRESS RELEASE - DECEMBER 14, 2020
XTM Provides Update on its Vert™ Visa Credit Card Providing Underbanked Access to Credit
Announces an update on XTM’s product and launch of its Vert Visa credit card.

PRESS - OCTOBER 29, 2020
XTM Inc.'s
Corporate Update & Future Milestones
We invite you to join Marilyn Schaffer, CEO to gain further insight on XTM. Attendees will be taken through the company October investor presentation, update on our current operations, and more!
PRESS RELEASE - OCTOBER 8, 2020
XTM to Deliver North America's EMV & Contactless Enabled Instant Cash to Card Kiosk
Announces that it will begin shipments and installations
in early October of its new...
PRESS RELEASE - SEPTEMBER 1, 2020
XTM to File Q2 2020 Interim Financial Results
Announces that the Company’s interim financial statements for the second quarter ended June 30, 2020 and the related management’s discussion and analysis...
PRESS RELEASE - JULY 03, 2020
XTM Onboards the 251st Franchised Salon
Instant payouts to stylists from First Choice Haircutters®️, Magic Cuts®️, Supercuts®️, Roosters®️ and SmartStyle®️, all part of the Regis Corporation family of brands.
PRESS RELEASE - JUNE 18, 2020
XTM Reports Record Processing Revenues in 2019
A comprehensive discussion of XTM’s financial position and results of operations is provided in the MD&A for the year ended December 31, 2019 filed on SEDAR..

FINANCIAL POST - JUNE 3, 2020
How XTM Inc. is driving the use of Digital Wallets
Using XTM' hospitality solution for instant gratuity disbursement, businesses can, businesses can easily pay their employees' tips and wages at the end of each shift.
PRESS RELEASE - MAY 26, 2020
XTM Expands Cashless Ecosystem with RBC & INTERAC®
Leveraging the Interac Bulk eTransfer® solution offered by RBC (TSE:RY) to help its business clients facilitate near real time payments...
PRESS RELEASE - APRIL 29, 2020
XTM Announces Listing on Frankfurt Stock Exchange
The Frankfurt Stock Exchange is the world’s third largest organized exchange-trading market in terms of turnover and dealings in securities...

PRESS RELEASE - MARCH 19, 2020
Today Mastercard Program is Allowing for Instant Government Support Payments
For Canadian workers Affected by COVID-19 through XTM I

EVENT - MARCH 1 - 3, 2020
XTM Inc. Exhibits Tipstoday at RC Show
Say 'Bye bye cash', it's eating your profit! That was the line that got everyone noticing Tipstoday. We showed Restaurant owners why going cashless should be a top priority
PRESS RELEASE - FEBRUARY 9, 2021
XTM to Launch Deposit for its Today™ Cardholders.
Advancing the company's plan to offer Micro-credit through its Moretoday™ Product.
Announce its plan to launch a direct deposit program to all of its Today™ Card Holders

PRESS RELEASE - JANUARY 28, 2021
Earls Restaurants Signs Deal with XTM
for Today™ Mobile App & Mastercard
for instant employee payouts
XTM rolling out the Today solution throughout 68 Earls locations in Canada and the US
PRESS RELEASE - JANUARY 6, 2021
XTM and KABN North America Unveil New Challenger Banking Program for Verified Self Sovereign...
Announce the launch of the KABN Visa Card and digital banking solutions.
PRESS RELEASE - DECEMBER 8, 2020
XTM Completes
its 2.0 Fintech Platform
To announce the completion of its 2.0 Fintech Platform after a year of development. The enhanced platform and mobile app...
PRESS RELEASE - DECEMBER 1, 2020
XTM Revenue Recovered Back to 91% of Pre-COVID Leve
the filing of its Q3 2020 Financial Statements (“Statements”) and Management Discussion and Analysis...
PRESS RELEASE - OCTOBER 27, 2020
XTM Announces Closing of Private Placement & Corporate Update Webinar
Announce that it has closed on a private placement (the “Private...
PRESS RELEASE - OCTOBER 1, 2020
XTM Sees 37% Increase in Q2 Revenue Despite COVID-19 Business Shutdown
“These numbers tell a good-news story. We experienced a close-to complete and sudden halt in...
PRESS RELEASE - AUGUST 17, 2020
NetCents Technology Enters Partnership with XTM Inc.
NetCents Technology Inc. (CSE: NC) (FSE: 26N) (OTCQB: NTTCF) ("NetCents" or the "Company"), a cryptocurrency payments
PRESS RELEASE - JULY 16, 2020
XTM Releases Q1 Financials & Corporate Update
A comprehensive discussion of XTM’s financial position and results of operations is provided in the MD&A for the period ending March 31, 2020 filed on SEDAR..
PRESS RELEASE - JUNE 9, 2020
XTM Inks Partnership with DCBank
To deliver cashless solution kiosks. Kiosks will be placed at retail venues or throughout business-premises such as Stadiums or Shopping Malls
PRESS RELEASE - JUNE 3, 2020
XTM to File Q1 2020 Interim Financial Results
Following the release of audited year end 2019 results. In accordance with the 45-day extension provided by Canadian Securities administrators due to COVID-19
PRESS RELEASE - MAY 19, 2020
XTM Announces More Contracts for Today Card Program Including Topper's Pizza Franchise Company
XTM has signed 80 more delivery...
PRESS RELEASE - APRIL 22, 2020
Domino's Pizza Chooses XTM's Today Mobile App & Card to Pay Worker
Today Mobile App and Card instant payout solution is being rolled out across Domino’s Pizza (NYSE:DPZ) stores in Canada.
PRESS RELEASE - MARCH 18, 2020
XTM Inc. Company
Updates
It’s been a tumultuous few weeks for us all. Silver lining is we managed to launch a successful listing on the CSE without any significant blockers. Within days the markets changed as they have every hour since with each day’s news and...
PRESS RELEASE - MAY 6, 2020
XTM Announces March 10, 2020 Listing & Trading Date on the CSE
Toronto, March 6, 2020 - XTM, Inc. Under symbol "Paid", Filing of its final prospectus and corporate update. XTM has also filed its long...