Efficient banking at your fingertips,
everywhere you are

Track & send money wherever you are

Tips, commissions and expenses are often paid out independent of employees paychecks. However, the theft and reconciliation risks that come with paying out cash and the admin costs involved with printing out cheques, is an expensive hassle. XTM’s digital bank allows corporate loads to a safe & secure digital direct account to disburse funds to employees, consultants, and other workers.


Give employees quick & reliable access to funds

Load and reverse payments to cards

Download transaction history for easy reporting


We do all the heavy lifting

using this product


Easy access to funds

GR’s Blue Chip program uses our online portal so clients can access & transfer funds all in one place.


Refined Today portal

The Admin Today Portal gives business owners total control in the frequency they pay their employees.


Refresh & receive

Optiom clients can view their transaction history, card balance, and more through their employee portal.

Already have a financial system? Add our APIs.

Use our APIs to add this feature to your existing app, portal or webpage. With our white-labeled UI, you can customize payment flow, as well as logo and branding elements.

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Ready for a simple future?

Let’s get started.