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Meet
XTM Inc.
XTM INC.
GROUP
Who we are
XTM Inc. (CSE:PAID) (OTCQB:XTMIF) (FSE: 7XT) is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality and personal care space disseminate and access Earned Wages and Gratuities.
XTM's Today™ solution, comprised of a mobile app and wallet paired with a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and service staff across Canada and the United States.
We come to work ready to...
Act like an owner
Think like an owner
Improve like an owner
Move like an owner
Why XTM?
We're a company that provides practical payment solutions, consistently & efficiently. Think you've got a problem we can solve? Let's collaborate!
Mission
Go-to innovator providing Earned Wage and Gratuity payments and efficiencies for hospitality and service workers.
Vision
Be the global leader in automating payments and efficiencies within the service worker’s ecosystem.
Meet our team of leaders & innovators
Our team is filled with passionate individuals who put their best resources forward. Everyone carries their own diverse backgrounds whether it’s professional, financial, or creative-based experiences. Our office culture is solution based, collaborative, with a hustle-oriented attitude. Our weekly team meetings are meant for transparency, improvement, communication, and sometimes gourmet doughnuts.
![Marilyn copy.jpg](https://static.wixstatic.com/media/626077_6d10ca289f3c44d1ad010969a8e7bf5c~mv2.jpg/v1/crop/x_0,y_111,w_3259,h_2596/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Marilyn%20copy.jpg)
Marilyn Schaffer
CEO
![cary_2.png](https://static.wixstatic.com/media/626077_6cd1939a06874bc98357227ec892b7c3~mv2.png/v1/crop/x_0,y_24,w_840,h_668/fill/w_280,h_223,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/cary_2.png)
Cary Strange
President
![Doug_Headshot_2024.jpg](https://static.wixstatic.com/media/626077_208c66f4e1c04da0a8e586ad872c59ca~mv2.jpg/v1/crop/x_0,y_20,w_800,h_637/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Doug_Headshot_2024.jpg)
Doug Earp
CTO
![_DSC0509_Reeduced.jpg](https://static.wixstatic.com/media/626077_419d1703f734496cbf24b90d37c93a78~mv2.jpg/v1/crop/x_443,y_687,w_4258,h_3391/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/_DSC0509_Reeduced.jpg)
Chad Arthur
COO
![Sharon_Headshot_2024.jpg](https://static.wixstatic.com/media/626077_58810d75387149f381bb484641da899a~mv2.jpg/v1/crop/x_179,y_0,w_1842,h_1467/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Sharon_Headshot_2024.jpg)
Sharon Kirby
CRO
![Jon_Headshot_2024.jpg](https://static.wixstatic.com/media/626077_c6b1b185e75648969c0a348568916408~mv2.jpg/v1/crop/x_416,y_0,w_4282,h_3410/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Jon_Headshot_2024.jpg)
Jon Weiss
VP, Sales
![Jessika.png](https://static.wixstatic.com/media/626077_b774124902a44ecca5ddb1f17c517e39~mv2.png/v1/crop/x_0,y_224,w_2733,h_2175/fill/w_280,h_223,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Jessika.png)
Jessika Cabral
Chief Compliance Officer & Director of HR
![IMG_2061v3.jpg](https://static.wixstatic.com/media/626077_18df8d9094424ac2a12d7413b73c4790~mv2.jpg/v1/crop/x_1541,y_516,w_2122,h_1690/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/IMG_2061v3.jpg)
Daniella Beca
Director, Client Success
![dscf0037_edited_edited.jpg](https://static.wixstatic.com/media/626077_7b4ad9b06f1045a18651f2ca54904895~mv2.jpg/v1/crop/x_293,y_390,w_1369,h_1090/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/dscf0037_edited_edited.jpg)
Keeya Nunes
VP, Product & Design
![IMG_0084.edit.jpg](https://static.wixstatic.com/media/626077_f382206c36d64c45902de256920451d1~mv2.jpg/v1/crop/x_371,y_1343,w_1679,h_1336/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/IMG_0084_edit.jpg)
Tonya Chung
Lead Developer
![Christina.jpg](https://static.wixstatic.com/media/626077_b12c483ca9be492d89e4055be203eeb6~mv2.jpg/v1/crop/x_437,y_397,w_3708,h_2977/fill/w_280,h_225,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Christina.jpg)
Christina Ferris
Product Owner
![DSCF0181_edited_v4.jpg](https://static.wixstatic.com/media/626077_1abe16c2adb6444c9d91c1f8c09fd1fe~mv2.jpg/v1/crop/x_432,y_587,w_3366,h_2681/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/DSCF0181_edited_v4.jpg)
Avneet Sandhu
Compliance Manager
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Jasneet Kaur
QA Engineer
![Trupti.jpg](https://static.wixstatic.com/media/626077_1a1ca42ebe2d42f0b2e4269a5c6b7097~mv2.jpg/v1/crop/x_358,y_456,w_4060,h_3236/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Trupti.jpg)
Trupti Atre
Product Coordinator
![DSCF0227_edited.jpg](https://static.wixstatic.com/media/626077_ec1225029fcd4c52962c564fc5228f8d~mv2.jpg/v1/crop/x_144,y_623,w_3584,h_2851/fill/w_280,h_223,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/DSCF0227_edited.jpg)
Selina Sauco
Account Manager