
Meet
XTM Inc.
XTM INC.
GROUP
Who we are
XTM Inc. (CSE:PAID) (OTCQB:XTMIF) (FSE: 7XT) is a Miami and Toronto-based fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality and personal care space disseminate and access Earned Wages and Gratuities.
XTM's Today™ Solution, comprised of a mobile app and wallet paired with a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and service staff across Canada and the United States.
We come to work ready to...
Act like an owner
Think like an owner
Improve like an owner
Move like an owner
Why XTM?
We're a company that provides practical payment solutions, consistently & efficiently. Think you've got a problem we can solve? Let's collaborate!
Mission
Go-to innovator providing Earned Wage and Gratuity payments and efficiencies for the hospitality and service workers.
Vision
Be the global leader in automating payments and efficiencies within the service worker’s ecosystem.
Meet our team of leaders & innovators

Marilyn Schaffer
CEO

Paul Dowdall
CFO
Our team is filled with passionate individuals who put their best resources forward. Everyone carries their own diverse backgrounds whether it’s professional, financial, or creative based experiences. Our office culture is solution based, collaborative, with a hustle-oriented attitude. Our weekly team meetings are meant for transparency, improvement, communication, and sometimes gourmet doughnuts.

Chad Arthur
CTO

Veer Siddiqui
COO & General Counsel
Jason Giagrande
Head of Business Strategy - USA


Dylan Erlendson
VP, Sales - Hospitality

Keeya Nunes
VP, Brand Marketing & Product

Jonathan Erickson
Director Of Operations, USA

Jessika Cabral
Compliance Officer & HR Manager

Christina Ferris
Project Director

Daniella Beca
Director, Onboarding

Trupti Atre
Manager, Finance

Jade Hunka
Manager, Business Relationships & Product

Marc Goode
Project Manager

Bryan Steffer
Corporate Controller

Tonya Chung
Front End Developer

Jasneet Kaur
QA Engineer

Kei Kusama
UX/UI Designer

Alexander Balandin
Backend Developer

Yuvika Gupta
Senior Accountant

Selina Sauco
Client Services Coordinator

Avneet Sandhu
Compliance Coordinator

Keara Burke
Onboarding Coordinator