Bringing EWA to Hospitality

We’re focused on being an ally to the industry. Our Tipstoday™ platform allows restaurants, salons & personal care establishments to eliminate the need for cash and run a more efficient business without extra overhead. But it does more than that, it gives the staff faster access to their earned wages and gratuities in a free and convenient way, with added benefits soon to launch.

XTM is among the first to bring Earned Wage Access, in form of instant gratuity payouts, to the Hospitality Industry.

OUR TOOLKIT

MOBILE APPS

MOBILE APPS

WEB PORTALS

WEB PORTALS

CARDS

CARDS

APIs

APIs
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cashless gratuity

Already have a

financial system? 

Add our APIs.

Use our APIs to add this feature to your existing app, portal or webpage. With our white-labeled UI, you can customize payment flow, as well as logo and branding elements. Learn how.

XTM
  INC.
We do all the heavy lifting

Solutions for all your

financial needs

Our products are solving financial problems for businesses. Here are some of the categories we are servicing.
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Check out the latest news

Familiarize yourself with the Fintech world, whilst getting acquainted with our company. 

Do you have more time? Visit our newsroom.

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PRESS RELEASE - NOVEMBER 8, 2021

XTM Signs Service Inspired Restaurants to its Today™ Program

SIRCORP chose XTM’s Today Mobile App and instant payout solution as their solution for disbursing gratuity payouts to its thousands of staff members across the country. 

PRESS RELEASE - NOVEMBER 16, 2021

XTM Partners with The Bancorp Bank
for U.S. Rollout

XTM is partnering with The Bancorp, Inc. as its issuing bank for back-end banking services and card issuing sponsorship for XTM’s instant employee payout solution and banking app for the hospitality and personal care services sectors.

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PRESS RELEASE - JULY 16, 2021

MLSE Brings XTM's Cashless Payout Solution to BMO Arena

Pleased to announce that its Tipstoday™  (“Today”) mobile and card solution will be in place at Maple Leaf Sports & Entertainment’s (“MLSE”) BMO Field for the re-opening to fans this weekend. The Today program is a mobile app and debit-card, free...

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Let’s get started.