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Fintech for businesses and workers in the Hospitality & Personal Care Services Industry.

Invest in the movement

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Bringing EWA to Hospitality

We’re focused on being an ally to the industry. Our Today platform allows restaurants, salons & personal care establishments to eliminate the need for cash and run a more efficient business without extra overhead. And it does more than that, it gives the staff faster access to their earned wages and gratuities in a free and convenient way, with added benefits like cash-back rewards. 

XTM is among the first to bring Earned Wage Access, in form of instant gratuity payouts, to the Hospitality Industry.

OUR TOOLKIT

MOBILE APPS

MOBILE APPS

WEB PORTALS

WEB PORTALS

APIs

APIs
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Already have a

financial system? 

Add our APIs.

Use our APIs to add this feature to your existing app, portal or webpage. With our white-labeled UI, you can customize payment flow, as well as logo and branding elements. Learn how.

Solutions for all your

financial needs

Our products are solving financial problems for businesses. Here are some of the categories we are servicing.
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Check out the latest news

Familiarize yourself with the Fintech world, whilst getting acquainted with our company. 

Do you have more time? Visit our newsroom.

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PRESS RELEASE - SEPTEMBER 15, 2022

XTM Signs Food Group, Foodtastic With More Than 21 Brands And 712 Locations

XTM signs a corporate agreement with Foodtastic, a leader in the restaurant franchising business that provides development, marketing, operations and finance for more than 700 restaurants with sales in excess of $700 MM.

PRESS RELEASE - AUGUST 31, 2022

XTM Signs New Vertical with Multiple Franchisees of One of The Largest On-Demand Refuse Pick-Up Networks

XTM is pleased to announce it has signed-on multiple franchisees of a large, successful on-demand refuse pick-up organization.

PRESS RELEASE - AUGUST 11, 2022

XTM Launches Stand Alone Tip Pool & Tip Share Automation Product

We're pleased to announce the release of a Tip Pool and Tip Share software product that accepts data sets from any time and attendance or POS platform.

Ready for Today?
Let’s get started.