
Fintech for businesses and workers in the Hospitality & Personal Care Services Industry.
Invest in the movement
OTCQB:XTMIF
CSE:PAID
FSE:7XT

Bringing EWA to Hospitality
We’re focused on being an ally to the industry. Our Tipstoday™ platform allows restaurants, salons & personal care establishments to eliminate the need for cash and run a more efficient business without extra overhead. But it does more than that, it gives the staff faster access to their earned wages and gratuities in a free and convenient way, with added benefits soon to launch.
XTM is among the first to bring Earned Wage Access, in form of instant gratuity payouts, to the Hospitality Industry.
OUR TOOLKIT
MOBILE APPS
MOBILE APPS
WEB PORTALS
WEB PORTALS
CARDS
CARDS
APIs
APIs




Already have a
financial system?
Add our APIs.
Use our APIs to add this feature to your existing app, portal or webpage. With our white-labeled UI, you can customize payment flow, as well as logo and branding elements. Learn how.
Check out the latest news
Familiarize yourself with the Fintech world, whilst getting acquainted with our company.
Do you have more time? Visit our newsroom.

PRESS RELEASE - JUN 14, 2022
XTM Launches Three Large U.S. Restaurant Chains to Its Today™ Program for Digital Staff Payout
XTM is pleased to announce that it has signed agreements with three new large U.S. restaurant chains to roll out their 50+ rooftops to its Today solution for same-day staff payouts.

EVENT HIGHLIGHTS - JUN 7, 2022
Tipstoday Is a Hit at Restaurant Canada Show 2022!
Our team was busy meeting new clients and securing our foot-hold on the Canadian Restaurant market with our cashless tip distribution platform.
