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Fintech for businesses and workers in the Hospitality & Personal Care Services Industry.

Invest in the movement

OTCQB:XTMIF

CSE:PAID

FSE:7XT

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Bringing EWA to Hospitality

We’re focused on being an ally to the industry. Our Tipstoday™ platform allows restaurants, salons & personal care establishments to eliminate the need for cash and run a more efficient business without extra overhead. But it does more than that, it gives the staff faster access to their earned wages and gratuities in a free and convenient way, with added benefits soon to launch.

XTM is among the first to bring Earned Wage Access, in form of instant gratuity payouts, to the Hospitality Industry.

OUR TOOLKIT

MOBILE APPS

MOBILE APPS

WEB PORTALS

WEB PORTALS

CARDS

CARDS

APIs

APIs
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cashless gratuity

Already have a

financial system? 

Add our APIs.

Use our APIs to add this feature to your existing app, portal or webpage. With our white-labeled UI, you can customize payment flow, as well as logo and branding elements. Learn how.

Solutions for all your

financial needs

Our products are solving financial problems for businesses. Here are some of the categories we are servicing.
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Check out the latest news

Familiarize yourself with the Fintech world, whilst getting acquainted with our company. 

Do you have more time? Visit our newsroom.

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PRESS RELEASE - JUN 14, 2022

XTM Launches Three Large U.S. Restaurant Chains to Its Today™ Program for Digital Staff Payout

XTM is pleased to announce that it has signed agreements with three new large U.S. restaurant chains to roll out their 50+ rooftops to its Today solution for same-day staff payouts.

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EVENT HIGHLIGHTS - JUN 7, 2022

Tipstoday Is a Hit at Restaurant Canada Show 2022!

Our team was busy meeting new clients and securing our foot-hold on the Canadian Restaurant market with our cashless tip distribution platform.

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RESEARCH ARTICLE - MAY 31, 2022

Zacks: XTM Grows 179% Through The Pandemic And Could Increase 300% In 2022

After reporting 179% growth in 2021, we expect more than 300% growth in 2022 as restaurants are now fully open in Canada.

Ready for a simple future?
Let’s get started.